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Feel Stuck Paying Your Mortgage?

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How-to Guides

Pay your loan off sooner

Build a strategy to reduce your mortgage faster without sacrificing your lifestyle. From smarter loan structures to repayment strategies and offset account planning, we’ll help you take years off your home loan and save thousands in interest.

Upsizing your home

Outgrown your current place? Whether your family is expanding or you simply need more space, we’ll help you understand your borrowing power, equity position, and upgrade options so you can move forward confidently.

Buy an investment property

Looking to build long-term wealth through property? We’ll help you understand your borrowing capacity, structure your lending correctly, and choose a finance strategy that supports your investment goals now and into the future.

Most common questions

Does it cost to use a broker?

In almost all scenarios you are not required to pay a fee for our services. Instead, we’re paid a commission by the lender you choose.

How much does it cost to refinance?

Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.

Can you help me understand my borrowing capacity?

Of course! Borrowing capacity refers to how much you can borrow from a lender. If you want to get an in depth review of your borrowing capacity, get in touch today.

What fees should I be aware of when purchasing a property?

There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch today for an up-front conversation about all the hidden fees.

© 2026 Mall Finance Pty Ltd ACN 683 766 869. All rights reserved.

Mark Mangos is an authorised Credit Representative (560538) of Loan Market Pty Ltd ACN 105 230 019 Australian Credit Licence 390222.